The news
Prometeo account verification now reaches more than 110 countries, the payments infrastructure company said on September 29, 2026, as it launched Account Verification Boost, a set of tools meant to confirm who is on the other end of a payment before any money moves.
The launch has three parts, according to the company's announcement. The first is wider coverage: Prometeo says businesses can now run the same account validation logic across more than 110 countries on five continents through a single application programming interface (API), the software connection developers use to plug services into their own systems.
The second is a new Risk Intelligence endpoint. Given a legal name and a tax ID, it returns structured reputational and regulatory information on a company or individual, drawing on tax records, corporate registries, sanctions data and adverse media, the company said. Prometeo says it is live in Brazil, Peru, Ecuador and Chile, with Argentina, Colombia, Mexico and the United States planned next. It did not give a timeline for those markets.
The third is Account Verification V2, a rebuilt validation engine for high-volume onboarding, payout and payment flows. Prometeo lists configurable workflows, standardized responses, request tracing, sandbox migration support and routing across data sources. The engine can check the account, the account holder's name, ID and currency, and can answer instantly or asynchronously.
Prometeo pitches the release at preventable payment rejections, manual reconciliation and friction before funds leave. Its target users include banks, payment providers, remittance and foreign exchange companies, marketplaces, corporate treasury teams and AI agents. Ximena Aleman, co-founder and co-CEO, said in the release that cross-border companies need more than "a basic yes-or-no account check."
The company says it connects clients to more than 7,500 financial institutions and works alongside Swift, Citi (C) and JPMorgan Chase (JPM). Those relationships are as described by Prometeo; the announcement did not detail their terms.
The numbers
- Countries covered by account checks (company figure)
- 110+
- Financial institutions Prometeo says it connects to
- 7,500+
- Risk Intelligence live markets
- 4 (Brazil, Peru, Ecuador, Chile)
- Organizations facing attempted or actual payments fraud in 2025 (AFP survey)
- 76%
- Organizations reporting check fraud in 2025 (AFP survey)
- 58%
Why CEOs should care
For CFOs and treasurers, the case for checking before paying is backed by the numbers. The Association for Financial Professionals' 2026 Payments Fraud and Control Survey, based on 465 corporate practitioners, found 76% of organizations experienced attempted or actual payments fraud in 2025, and 58% reported check fraud. AFP describes business email compromise, where criminals pose as a vendor or executive to redirect a payment, as one of the most common forms. A bank detail that looks right in an email is not proof that the account belongs to the supplier. Ask your team what share of new or changed payee details are verified against the actual account holder before the first payment.
For risk and compliance leaders, the Risk Intelligence piece reaches beyond the account into the counterparty itself: sanctions signals, legal status, ownership and adverse media, according to Prometeo. That overlaps with know-your-business work that many firms already buy elsewhere. Before adding another data feed, map which checks you run at vendor onboarding, which you run at each payment, and where the gaps are, starting with the four markets where the service is live.
For buyers comparing vendors, press on coverage depth rather than headline country counts. Ask how many of the 110-plus countries support name matching against the account holder rather than a basic format check, what the response time is, and who carries the loss if a verified account turns out to be fraudulent. Those answers matter more than the number on the slide.
The bigger picture
Account validation is moving from a nice-to-have into the plumbing of payments networks. Nacha, which governs the U.S. ACH network, named Prometeo a Preferred Partner for account validation and open banking on April 15, 2026. At the time, Nacha president and CEO Jane Larimer called account validation a core part of keeping the ACH Network secure. Nacha said the network carried 35.2 billion payments worth $93 trillion in 2025.
Prometeo is also aiming at AI agents that initiate payments, pitching a single verification standard behind every transaction. As more software moves money without a person reviewing each transfer, the check that happens before the payment becomes the main place to catch a bad account.
What’s next
Watch whether Prometeo sets dates for Risk Intelligence in Argentina, Colombia, Mexico and the United States, and whether banks start requiring pre-payment account checks from corporate clients as a condition of faster payment services.
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